ERISA – LONG TERM DISABILITY CLAIMS – MEDICAL BENEFITS

imagesIf you suffer from and illness or injury and cannot work, you may have a claim for Long Term Disability Benefits (LTD) or Medical Benefits (MB) through an insurance plan sponsored by your employer.   If you have such a claim you should hire an attorney immediately as the claim is dependent on information provided to the insurance carrier throughout the claim process.  If you fail to properly document your claim, or enlist the help of your physicians, your claim could be lost.   Rick regularly represents people who have been denied LTD or MB under an insurance policy.  If you believe you have a claim, please give us a call for a free consultation. (877) 443-5222.

HOW ERISA CLAIMS DIFFER FROM PRIVATE INSURANCE CASES

If you are covered under an employee sponsored plan, it falls under The Employee Retirement Income Security Act of 1974 (ERISA).  These employee sponsored plans have special rules that do not allow for jury trials, and limits the Court to reviewing the Administrative record.  ERISA was enacted to protect employees’ rights to collect employee benefits, including pension benefits and other benefits such as long-term disability, health insurance, life insurance and other benefits provided at work.  However, over time, courts have changed the ERISA rules to make them more favorable to employers and insurance companies.  Therefore, it is important to contact an attorney when pursuing an LTD or MB claim.  ERISA claims can often be successfully litigated if the ERISA disability lawyer is knowledgeable of ERISA procedures. IF YOU DON’T CALL, WE CAN’T HELP YOU!  CALL TODAY (479) 443-5222